Maryland first time homebuyer mortgage program


















Available only with Maryland Mortgage Premier loans. Funds available through the Partner Match Program are provided in the form of a no-interest, deferred loan and may be used for down payment and closing costs.

You may be trying to access this site from a secured browser on the server. Please enable scripts and reload this page. Skip to Content Accessibility Information. Rest assured, however, that there are programs from the state that exist to help you get there. They are designed for people that are able to afford the day-to-day costs of homeownership but who are kept from it by large downpayment requirements. They are designed to make the down payment and monthly mortgage payments of a home more affordable.

They are for people just like you. The Mortgage Program works with a statewide network of approved mortgage lending organizations that can help you choose the best loan products for you and your family. Talk to us today, and look forward to moving into a home of your own sooner than you imagined!

Completing homebuyer education or counseling is required prior to approval, but we strongly encourage taking the homebuyer education prior to signing a contract.

Not only will this help you be fully informed about the process and requirements, but counseling agencies can often help identify sources of assistance. Talk to one of our state-approved mortgage lenders to make sure you understand how homebuyer education fits into your financing situation. Homebuyer education must be completed and a certificate issued within 12 months prior to settlement.

Some Homebuyer Education Options note that some classes have registration costs.



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